Bob Tapscott Managing Director of www.TapscottAdvisors.com, is currently an author for the Blockchain Research Institute, Wiley and Sons and an International Speaker. He has recently keynoted conferences on Artificial Intelligence, Fintech, and the Blockchain, in New York, Seoul S. Korea, and India. In 2018, he completed a dozen city speaking tour across North America focusing on current CIO / CTO challenges for HMG Strategy. Bob previously was the chief designer and architect to supply computerized directions to the flight management system for Boeing, Airbus, and private aircraft. It is used by every airline worldwide except British Airlines. Bob served as CIO for Citibank, HSBC and other Schedule II banks in Canada. Bob’s extensive background in successfully developing and implementing disruptive strategies from concept through systems design and implementation, includes the training, organizational restructuring, and workflow redesign required to deliver, measure, and improve overall corporate performance and customer satisfaction for his past and present clients.